5 Reasons You May Need to Hire a Workers Compensation Lawyer
Workers' compensation, also known as workman's compensation, is a type of insurance program where employers raise funds to pay their workers in case they suffer from injuries during the course of their employment. The employee does not have to be on the premises but they have to be injured while doing the job they are employed to do. Employers use this program so as to avoid getting sued by their employees for negligence. Many employees are not aware of the instances when the workers' compensation is supposed to cover them. Sometimes employers may take advantage of their employees' lack of knowledge and refuse to pay. Below are some of the situations where hiring a workers' compensation lawyer is necessary. Please view this site http://www.ihlaw.com/ for further details.
When a person is injured on the job or contracts an illness directly related to their job, it is the responsibility of the employer to use the workers compensation funds to pay for all the medical fees required. Sometimes employers may refuse to pay especially when a worker sustains a long term injury or when the medical expenses are high. A workers compensation lawyer will help the employee get their medical bills paid by proving that the injury was a direct result of their job. Read more great facts, click here http://www.ihlaw.com/.
Workers' compensation should also provide for wage replacement when a worker misses work due to work related injuries or illnesses. The worker becomes eligible for wage replacement after missing a few days of work due to the injury. Most arrangements require the employer to pay the worker at least two thirds of their salary. This amount is not taxable. This helps workers to be able to provide for their needs as they recover.
You may also need to contact a workers compensation lawyer in the event that a work related injury leads to permanent disability or a permanent illness. Some permanent injuries and illnesses may be developed over a long period of time which may be hard to prove. The law requires the employer to pay a lump sum amount to the worker in the event that they sustain a permanent injury or illness during the course of their employment.
Sometimes workers are killed on the job. This is common in jobs like construction and factory jobs where workers are always exposed to danger. In the event that a worker dies at work, their families or beneficiaries should receive some money from the employer's workers compensation program. Families can hire a workers compensation lawyer to help them during this process.